Margindex.AI
The honest version

The files are free. We will tell you that before you ask.

Anybody can download the federal files we build on. What is hard is choosing what matters, checking it is still true, and getting it to you while it is still worth something.

Where the data comes from

SourcePublished byCost
Motor carrier, operating authority and insurance filingsFederal Motor Carrier Safety AdministrationFree, public
Form 5500 employee benefit plan filingsU.S. Department of LaborFree, public

We do not buy data from any supplier, we hold no credit or background-check data, and we collect nothing from consumers. There is no source other than the public records above.

What "verified" actually means

When we say a record is verified, we mean that at the stated time, the federal record showed what we say it showed.

That is a statement about a government filing. It is not a guarantee about the company's actual circumstances. Federal filings post on a delay, and a business can change position between our check and your call. We publish the measured accuracy of our checks, with the sample size, rather than claiming perfection.

We do not publish our selection method. What each product selects for is stated plainly on its page, so you know what you are buying. The filtering itself is our work product. The source files are public and you may obtain them yourself at any time — the selection, verification and currency are the service.

What we do not do

How a subscription is bought

There is no checkout on this site. Every subscription begins with a conversation, so we know who we are supplying and what they intend to do with it. Terms are agreed on a signed order form, and you are invoiced in advance, payable by cheque or bank transfer.

We hold no card on file and take no payment automatically. Payment is due in advance and data is supplied once it clears — we do not supply on credit.

That is slower than a shopping cart, and it is the reason we can say honestly who our data goes to.

Ask for a sample

We would rather show you records than describe them. Tell us the state or the practice area and we will send a short sample to look at — free, no invoice, and we will not add you to a list.

Email [email protected]Call (866) MARGINX